No access to private dental insurance
This includes coverage available through an employer, spouse or partner, pension, professional organization, school, health spending account, or privately purchased policy.
Winnipeg North Dental Family Dentistry
Canadian Dental Care Plan
Approved for the Canadian Dental Care Plan? We welcome CDCP patients and can help you understand your coverage before treatment begins.
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CDCP dentist in Winnipeg
Use your dental coverage with greater clarity.
The Canadian Dental Care Plan helps make dental care more affordable for eligible Canadian residents who do not have access to private dental insurance. Winnipeg North Dental welcomes approved CDCP patients of all ages.
Already approved? Tell us you have CDCP coverage when booking. We can confirm that your coverage is active, discuss the care your dentist recommends, and help you understand possible out-of-pocket costs before treatment begins.
2026–2027 benefit year
Applications are currently open.
01
Confirm coverage
Check your start date and active member status.
02
Tell our team
Share your CDCP details when requesting a visit.
03
Review your care
Understand treatment, coverage and possible costs.
04
We submit claims
Eligible claims are sent directly to Sun Life.
Who may qualify
Four eligibility requirements.
You must meet all four federal requirements. Eligibility is determined by the Government of Canada, not by the dental office.
Check official eligibility requirementsRequired tax returns are filed
You and your spouse or common-law partner, if applicable, must have filed the required Canadian tax returns so adjusted family net income can be assessed.
Family net income is under $90,000
Your adjusted family net income must be below $90,000. It also determines the percentage of CDCP-established fees the plan may reimburse.
Canadian resident for tax purposes
You must be considered a Canadian resident for tax purposes during the relevant benefit period.
Access matters, even if you did not enrol.If private dental benefits are available to you but you chose not to enrol or use them, the Government of Canada may still consider you to have access to private dental coverage.
CDCP coverage comparison
How income affects your patient portion.
The CDCP reimburses a percentage of eligible services using its own established fees. Your co-payment is the portion of those CDCP fees that you are responsible for.
| Adjusted family net income | CDCP pays* | Patient co-payment* | Eligibility |
|---|---|---|---|
| Under $70,000 | 100% | 0% | May qualify |
| $70,000–$79,999 | 60% | 40% | May qualify |
| $80,000–$89,999 | 40% | 60% | May qualify |
| $90,000 or more | — | — | Not currently eligible |
*Percentages apply to eligible treatment at CDCP-established fees. They do not necessarily represent the clinic’s full fee.
Important
Does 100% mean free dental care?
Not always. Even with a 0% co-payment, you may owe a difference if our fee is higher than the CDCP-established fee, if a service is not covered, if frequency limits have been reached, or if required preauthorization is not approved.
Before treatment
Know what you may need to pay.
We can review the proposed care with you and submit an estimate when appropriate. Final coverage and reimbursement are determined by the CDCP administrator.
Ask our team a question →Eligible oral health care
Explore all servicesServices the CDCP may help cover.
Coverage depends on the service, your active eligibility, clinical requirements, frequency limitations, and whether preauthorization is needed.
Exams & assessmentsComplete, recall, specific and emergency examinations may be eligible within program limits.
Dental X-raysEligible images can help identify decay, infection, bone loss, impacted teeth and other concerns.
Cleanings & scalingPreventive hygiene and eligible periodontal services may be covered subject to frequency limits.
Fluoride & sealantsPreventive fluoride and sealant treatment may be eligible when CDCP criteria are met.
Dental fillingsEligible permanent fillings may restore teeth affected by cavities or certain kinds of damage.
Root canal therapyEligible endodontic treatment may help preserve an infected or severely inflamed tooth.
Gum disease treatmentEligible periodontal services may help manage inflammation, infection and supporting tissues.
Tooth extractionsEligible extractions and some oral surgery services may be covered under program criteria.
Removable denturesComplete or partial dentures, repairs, adjustments and relines may be eligible within plan rules.
Coverage at a glance
Covered, conditional, or excluded?
A recommendation from your dentist and a coverage decision are separate. Your dentist determines what is clinically appropriate; the CDCP determines whether the proposed service meets program rules.
TreatmentTypical CDCP status
Exams, X-rays, cleanings and fillingsMay be covered within eligibility and frequency limits
Crowns and major restorative careSpecific criteria and preauthorization may apply
Dentures and related servicesMay be covered; limits and preauthorization may apply
Dental implantsGenerally excluded from CDCP coverage
Cosmetic whitening and veneersGenerally not covered when primarily cosmetic
Braces and orthodonticsLimited services are not yet available; timing is set by the program
Preauthorization
Some care needs approval before treatment.
For certain procedures, we must submit the proposed treatment and supporting information to the CDCP administrator before coverage can be considered. Documentation may include X-rays, clinical findings, periodontal information, treatment history or photographs.
A submission is not a guarantee of approval. The CDCP applies its own clinical criteria and may decline a request because of frequency limits, exclusions, missing documentation, untreated basic needs, or other program requirements.
Direct billing
We submit eligible claims to Sun Life.
For covered services, the dental provider submits the claim directly. CDCP members generally should not pay the entire bill and then seek reimbursement—the program reimburses oral health providers, not members.
You remain responsible for any:
- ✓ Applicable CDCP co-payment
- ✓ Difference between our fee and the CDCP-established fee
- ✓ Non-covered or declined service
- ✓ Treatment beyond applicable limitations
Your CDCP appointment
From active coverage to completed care.
A clear process helps you understand what happens before treatment and when coverage decisions are made.
- 1
Confirm your coverage
Make sure your coverage is active and your benefit start date has arrived.
- 2
Request an appointment
Tell us you are a CDCP member and provide the information needed to prepare your profile.
- 3
Complete an examination
Your dentist assesses your oral health and recommends care based on your clinical needs.
- 4
Review the treatment plan
We explain recommended services, possible coverage and whether preauthorization is required.
- 5
Understand your costs
Review co-payments, fee differences, non-covered care and estimates before proceeding.
- 6
Receive care & claim
After informed consent, treatment proceeds and eligible claims are submitted directly.
Prepare for your visit
What should you bring?
Please mention your CDCP coverage while booking and bring the information our team needs to confirm your profile and safely plan care.
✓CDCP member information
✓Government-issued identification
✓Other government dental program details
✓Current medication list
✓Medical and dental history
✓Recent records or X-rays, if available
Children can qualify.
When their household meets the program requirements, children may receive help with eligible exams, cleanings, X-rays, fluoride, sealants, fillings, emergency care and other clinically necessary treatment.
Seniors can qualify.
Eligible seniors may receive help with exams, hygiene care, fillings, gum treatment, root canals, extractions, dentures and other eligible services based on their coverage and treatment needs.
CDCP questions
Helpful answers before you book.
Is the Canadian Dental Care Plan the same as free dental care?+
No. The CDCP reimburses eligible services at CDCP-established fees. You may still owe a co-payment, a difference between fees, or the cost of non-covered care.
Can Winnipeg North Dental bill the CDCP directly?+
Eligible claims can be submitted directly to Sun Life. You are responsible for amounts the plan does not reimburse.
Does the CDCP cover crowns?+
Crowns may be considered only when specific clinical criteria are met, and preauthorization is generally required. A dental recommendation does not guarantee CDCP approval.
Are dental implants covered?+
Dental implants and implant-related procedures are generally excluded. Your dentist can discuss eligible removable options and privately funded alternatives.
Does the CDCP cover cosmetic dentistry?+
Treatment performed primarily for cosmetic reasons, such as whitening or elective veneers, is generally not covered.
Does the CDCP cover Invisalign or braces?+
Limited orthodontic services are planned for eligible members, but requests are not yet available and the program will determine the start date. Do not assume orthodontic treatment is covered.
Can I book before my coverage start date?+
The Government of Canada advises members to book care on or after the coverage start date shown in their eligibility or welcome letter. Care received during a gap is not reimbursed retroactively.
Do I need to renew CDCP coverage?+
Yes. Coverage applies to a defined benefit period and eligibility must be renewed each year. Missing renewal can create a gap in coverage.
Program information reviewed August 2026. CDCP rules, fees and eligibility can change. Final decisions are made by the program administrator.
Visit the official CDCP website ↗